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Veterinary Office Insurance

As a veterinarian, you no doubt take your responsibility to animals and pet owners seriously. You have worked long and hard to become qualified to take care of people's animals—whether they are working farm animals or family pets. Just as doctors who take care of people do, you need to have insurance to cover your practice against the many things that could go wrong.

Veterinary Office Insurance Features

If you are a veterinary business office owner, your veterinary insurance starts with insuring your building and equipment for fire, natural disasters, theft and general liability.

Veterinarians, however, need more than just protection for their commercial office space. Just as with human medicine, a good veterinary insurance policy has malpractice insurance in case events go awry in veterinary medicine. Busy staff can have accidents or make mistakes. An animal may suffer an unforeseen issue you cannot prevent. Still, you may be held responsible in a court of law. Malpractice insurance can cover your business if anyone in your practice makes a mistake.

One area of concern for veterinarians is the "consent to settle" option in some policies. This means the veterinarian must give approval in writing to settle a case even if the insurance company recommends settling. In some cases, policies will not cover expenses incurred from a lost lawsuit if the insurer recommended settling and you refused, which is called a "hammer clause."

Sometimes business problems occur outside of legal matters in which an accident or a mistake transpires that can open you to liability. For example, a pet could be injured by putting it in an open area with another animal. An honest mistake like this could expose your company to liability.

Call Mid America Specialty Markets for a full explanation of all your options as a veterinarian. Different policies are available, and we offer policies for those who work only on small animals; for those who only work in the equine field; and for offices or for field work, respectively. Our professionals can help you find the best policy for you, so give us a call today and let us make sure you're covered.

Our Locations

MASM / Columbia

2800 Forum Blvd, STE 4B
Columbia, MO 65203
Main office: 573-447-4990

*MASM / O'Fallon

1656 Bryan Rd
O'Fallon, MO 63368
Main office: 636-978-3696
Toll free: 888-978-3696

MASM / Springfield

330 W Plainview Rd, STE F
Springfield, MO 65810
Main office: 417-865-1558

MASM / Clever

6809 State Highway 14 W, Ste F
Clever, MO 65631
Main office: 417-743-2288
Toll free: 888-978-3696

MASM / Joplin

1401 E 7th St, Ste B
Joplin, MO 64801
Main office: 417-553-0692

MASM / Lamar

128 W 10th St
Lamar, MO 64759
Main office: 417-682-3131

MASM / Neosho

613 W Coler St
Neosho, MO 64850
Main office: 417-451-9177

MASM / Nixa

204 Village Center St. Suite 7
Nixa, MO 65714
Main office: 417-595-4430

MASM / Seneca

908 Washington Ave
Seneca, MO 64865
Main office: 417-776-5433

MASM / Shawnee, KS

6208 Richards Dr
Shawnee, KS 66216
Main office: 913-322-3388