Thinking about renting your home on AirBnB? Or perhaps on one of the many other companies that short-term rent your home? Well before you do that, you should know there are some things that will affect your insurance coverage! Let’s talk! These things range from “will a claim be covered under my current policy” to […]
Any business that stores, sends and receives information through electronic data needs Cyber Liability! Especially if your company keeps sensitive information like payment information, social security numbers, dates of birth and drivers license numbers. Information like that puts your clients or customers personal identity at risk! Cyber Liability insurance policies will typically cover loss or […]
If you are in the construction industry or hold yourself out to be a trade contractor you need to read this! In this post we’ll take you through the ins and outs of the certificate of insurance. You’ll learn just what a certificate can and cannot do and you’ll gain a better understanding how this […]
It’s not always easy to determine! In this post we’ll talk about a few of the differences between a business or commercial auto policy and a personal auto policy. We’ll take a look at some of the types of business operations and business requirements that dictate the use of a business auto policy. And we’ll consider […]
With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it’s also a vulnerable one, because a single slip of the hand could cause damage that’s not easily fixed. As a dentist, you’re susceptible to issues like leaks of patient information, forgetting […]
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property can be a major pain, and end up costing you a ton of money! I […]
I was recently asked this question by one of our Mid-America Specialty Markets clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance rates, one of them being credit. I’ve heard a lot of complaints from people who don’t like the […]
Why do my auto insurance rates keep going up even though my car is getting older? At Mid-America Specialty Markets, many of our clients ask this question so I would like to address it from a couple of angles. First things first, even though it’s called car/auto insurance, it covers more than just your car. […]
